Dether has been developed to help bank the unbanked through the power of blockchain technology. The Dether platform will use smart phones as a medium of operation and it will simplify the act of banking by helping people become their own banks and also help them get access to cryptocurrencies easily through the Dether mobile app. The Dether app would help users easily pinpoint shops and businesses where their cryptocurrencies can be spent. The Dether platform also helps to significantly reduce the cost of transactions relative to what pertains to the traditional financial market.